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| Senior and Sub Debt Financing for Companies |
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| Client Profile |
| Any company that needs to secure financing, particularly if funding needs are immediate and adequate funds can not be obtained through traditional bank financing. Some examples are, developmental stage companies, companies with historical and/or current losses, companies with negative net worth or tax liens, companies in Chapter 11, healthy companies that need a more aggressive lender who will provide a larger credit facility and companies where the principals have poor credit. |
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| Types of Financing Available |
| |  revolving credit lines
secured bridge financing
acquisition financing
inventory loans
DIP and Exit financing
cash flow loans
real estate financing
loan guarantees
asset based loans
letter of credit financing
equipment financing
equity participation
construction loans
unsecured loans based on personal credit of principal
mezzanine financing
SBA loans |
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| Pricing |
| | Prime rate to Prime plus 6% on most debt financing transactions.
Prime rate to prime plus 8% on real estate transactions |
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| Time to Closing |
| | Bridge loans completed within one to three weeks
Most other other transactions 30 to 90 days |
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| Funding Size |
| | $50,000 and up with most typical transactions ranging from $500,000 up to $300,000,0000 |
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| Fees |
| A success fee is due at closing of 1% to 3% of the funded amount, determined primarily by the loan size but also depending on the type of transaction and other factors. The initial work that is performed on any new account is always at our expense and involves an internal review and analysis of your transaction followed by further review with the specific lender selected. The lender is selected on the basis of your company's industry type, geographic location, loan size, credit profile, type and mix of collateral etc. The lender must express a defined interest in providing a proposal based on the representations that have been made by you, the borrower. A modest retainer is then required that will be credited against the closing fee but only after you have received and accepted the financing proposal with specific terms and conditions outlining the new credit facility. We work on a non-exclusive basis and you may choose to accept other financing or pursue other available options. |
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